Tens of Millions of Dollars in Potential Insurance Coverage Restored

When Sunbeam Corporation was confronted with the cost of environmental remediation on the land of companies it had acquired, it turned to its insurance carriers to help pay. The carriers turned Sunbeam down, relying on an exclusion that they had added to their policies during the early 1970s. Having lost in the trial court and in the Superior Court, Sunbeam sought out Raynes Lawn Hehmeyer to represent it in its final chance with the Pennsylvania Supreme Court. Our attorneys persuaded the Supreme Court to adopt “regulatory estoppel” as the law of Pennsylvania, to reverse the Superior Court’s en banc decision, and to reinstate Sunbeam’s claims against its insurers. The Supreme Court’s decision is reported at Sunbeam Corporation v. Liberty Mutual Ins. Co., 566 Pa. 494, 781 A.2d 1189 (2001).

$4,300,000 Arbitration Verdict, Followed by Bad Faith Settlement

A recently widowed woman suffered significant head trauma, resulting in a subtle form of brain injury, after being struck by an underinsured motorist.

Triple Limits of Insurance Coverage Pain in Automobile Accident

A federal law enforcement officer was struck by a car in Center City Philadelphia pinning him against a pole suffering serious injuries.

Seven Figure Recovery Above UIM Policy Limits Because of Carrier’s Bad Faith

Emily’s car was smashed from behind by a drunk driver who was speeding and didn’t even try to brake before impact. Emily suffered permanent brain damage, including short term memory loss. The striking driver had only $250,000 in coverage, but fortunately Emily had one million dollars in UIM coverage. Demonstrating profound bad faith, the UIM carrier refused to pay the policy, forcing Stephen Raynes to take the case to arbitration. Mr. Raynes presented evidence that convinced the panel – including the carrier’s selected arbitrator – to award $4,300,000. In light of the carrier’s bad faith, Emily’s case ultimately settled well in excess of the policy.